What happened
Chase will raise the annual fee on the legacy IHG Select Card from $49 to $99 at each cardholder's 2027 renewal and will lift the anniversary free night from 40,000 to 50,000 points. The card has been closed to new applicants for years, so only existing holders are affected.
Cardholders can still top up the free night with points from an IHG One Rewards account. Chase has confirmed the fee and free night changes. Automatic IHG Platinum Elite status is expected to continue, as is the 10% rebate on IHG point redemptions. Other major perks appear unchanged for now.
Existing Select cardholders should weigh the $99 fee against the 50,000-point free night before their 2027 renewal.
- Numbers
- $49: current annual fee
- $99: new annual fee at renewal
- 50,000 points: new anniversary free night cap
- 40,000 points: previous anniversary free night cap
- 10%: rebate on IHG point redemptions
- Who qualifies
- Existing holders of the legacy Chase IHG Select Card, which has been closed to new applicants for years
- Takeaway
- Existing Select cardholders should weigh the doubled 2027 fee against Platinum status, the 10% rebate, and the improved 50,000-point free night before their renewal.