What happened
The Bilt Palladium Card features a $495 annual fee and a welcome bonus of 50,000 bonus points plus Bilt Gold status after spending $4,000 within 90 days, along with a $300 Bilt Cash bonus upon approval. The article reviews the card's first-year performance, noting that the welcome bonus alone covers the annual fee. It highlights that the card earns 2x points on all purchases and allows users to earn 4% Bilt Cash on eligible categories. The reviewer notes that the bonus points and status post quickly and can be transferred to partners like Alaska Airlines and World of Hyatt. The analysis suggests that for high spenders, the card's earning potential justifies the fee beyond the first year, though it lacks the monthly credit bundles of other premium cards