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Amex Travel adds prepaid Airbnb at 5 points per dollar for Platinum

Multiple sources

What happened

American Express added prepaid Airbnb bookings to AmexTravel.com and the Amex Travel app on October 22, 2026, with Platinum and Business Platinum cards earning 5 Membership Rewards points per dollar.

Other Membership Rewards cards earn 2 points per dollar on the same prepaid stays. Those rates apply only to prepaid bookings in the portal or app, not to pay-at-property stays. Amex added more than a million Airbnb listings. Green Card members earn 3 points per dollar on Airbnb booked as travel on third-party sites, including directly with Airbnb.

Prepaid Airbnb Luxe homes of at least two nights draw from the annual $600 Lodging Credit, with a $300 statement-credit cap each half of the year. A confirmed Luxe booking also gives U.S. consumer Platinum cards up to $250 in statement credits on Airbnb Experiences bought directly from Airbnb for the rest of the calendar year.

Book prepaid Airbnb through Amex Travel for the extra points, and put a two-night Luxe stay on Platinum before counting on the credits.

KEY FACTS
Announced
Oct 22, 2026
Starts
Oct 22, 2026
Numbers
  • 5 points per dollar: Platinum and Business Platinum earning on prepaid Airbnb through Amex Travel
  • 2 points per dollar: Earning rate for other Membership Rewards cards on prepaid Airbnb through Amex Travel
  • 3X points per dollar: Green Card earning on Airbnb booked directly as travel
  • $250: Annual Airbnb Experiences statement credit for U.S. consumer Platinum after a qualifying Luxe booking
  • $600: Annual Lodging Credit, formerly the Hotel Credit
  • $300: Semi-annual Lodging Credit statement-credit cap
Who qualifies
Amex Membership Rewards cardholders can book prepaid Airbnb through Amex Travel; 5X is for Platinum and Business Platinum; the $250 Experiences credit is for U.S. consumer and personal Platinum cards after a prepaid Airbnb Luxe booking.
Takeaway
Book prepaid Airbnb through Amex Travel for the extra points, and Platinum users who want the credits should make a qualifying two-night Airbnb Luxe booking.

Sources cited · 2