What happened
The article addresses frequent questions from readers regarding the upcoming renewal of the Chase Sapphire Reserve. It confirms the card's annual fee is approximately $795 (specifically citing $795 in the headline and text). The author advises that while the card offers significant value through Sapphire Lounge access, premium credits, and 4x points on travel/dining, it may not be worth the cost for those who do not utilize these benefits. The piece also suggests the Chase Sapphire Preferred ($95 fee) as a lower-cost alternative for those who want to keep earning Chase Ultimate Rewards and transfer to partners like World of Hyatt, though with a lower transfer ratio and no lounge access. The article notes the Sapphire Preferred is currently offering a high welcome bonus