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SIGNAL · AMEX-LAUNCHES-GRAPHITE-BUSINESS-CASH-UNLIMITED-CARD-2-CASH-BACK-295-FEE · Mar 26

Amex Launches Graphite Business Cash Unlimited Card: 2% Cash Back, $295 Fee

American Express has launched the Graphite Business Cash Unlimited Card, featuring a $295 annual fee, unlimited 2% cash back on all purchases, and a $1,500 welcome bonus after $50k spend

Why it matters

Card-issuer angle via American Express. New route or product — useful for award booking and positioning flights.

What happened

American Express has launched the Graphite Business Cash Unlimited Card, now open for applications. The card carries a $295 annual fee ($95 for authorized users, with a no-fee Employee Business Expense Card available). It offers unlimited 2% cash back on all eligible purchases and 5% cash back on flights and prepaid hotels booked through Amex Travel Online, with no foreign transaction fees. A welcome offer provides $1,500 cash back after spending $50,000 within the first six months. The card also includes up to $2,400 in American Express One AP statement credits annually after $250,000 in eligible purchases. It is a hybrid product with no preset spending limit

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