What happened
The Amex Blue Business Plus Credit Card from American Express offers a specific utility for points optimizers: the ability to transfer Membership Rewards points to the airline or hotel loyalty accounts of authorized users. This feature becomes available once the authorized user has held the card for at least 90 days. A key advantage is that adding an authorized user to this business card does not appear on their personal credit report, making it an ideal tool for keeping authorized users under the Chase 5/24 limit while consolidating points. This allows users to move points to accounts with better award availability or status benefits (e.g., Air France-KLM Flying Blue) rather than being limited to their own accounts