What happened
- No annual fee.
- 2% cash back on the first $50,000 in eligible purchases each calendar year, then 1%.
- Cash back appears as an automatic monthly statement credit.
- $250 statement credit after spending $3,000 in the first three months.
- Includes expanded buying power, extended warranty, purchase protection, and secondary car rental insurance. Graphite Business Cash Unlimited:
- $295 annual fee.
- 5% cash back on flights and prepaid hotels booked through Amex Travel.
- 2% cash back on all other eligible purchases with no limit.
- Cash back received as Reward Dollars (redeemable as statement credit or at Amazon).
- $1,500 cash back in Reward Dollars after spending $50,000 in the first six months.
- Includes up to $2,400 in annual statement credits on Amex One AP fees after spending $250,000. The piece serves as a guide for business owners to determine which card suits their spending profile, highlighting the trade-off between the no-fee simplicity of Blue Business Cash and the higher rewards/premium benefits of Graphite
The article compares two American Express business credit cards: the Blue Business Cash and the Graphite Business Cash Unlimited. Blue Business Cash: