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Chase Ink Business Cards: Points vs. Cash Rewards Explained

Chase Ink business cards have three distinct reward structures: Ink Preferred earns transferable travel points; Ink Premier earns cash back; Ink Cash and Unlimited earn cash but can convert to travel points

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Chase Ink business cards fall into three reward categories. The Ink Business Preferred earns Chase Ultimate Rewards travel points, which can be transferred to partners like Air Canada Aeroplan and World of Hyatt, redeemed for travel via the Chase portal, or converted to cash. The Ink Business Premier is a cash-back card with no travel transfer option. The Ink Business Cash and Ink Business Unlimited earn cash back but offer a conversion feature to transfer rewards to travel partners at a favorable rate

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