CHECK BEFORE ACTINGThis offer was last reported 155 days ago, on June 4, 2026. Registration deadlines and bonus windows close. We do not track whether this one is still live, so check the program's own page before acting on it.
What happened
Silo Markets has launched Symphony, a savings account product that combines a 5% annual percentage yield (APY) with a 2% return in transferable loyalty points. Unlike traditional bank savings accounts, Symphony is not FDIC insured. Instead, it utilizes SIPC protection and supplemental coverage through custody partners. The product's yield and point value are variable, depending on third-party protocols, lending markets, and stablecoin performance. The offering is notable for frequent flyers and points optimizers as it directly ties savings yield to transferable points, though it carries higher risk associated with AI and crypto infrastructure