# Works For Me – Why I’ll Keep Making These Travel and Points Assumptions

_Jul 12 20:07_

Tags: Comfort, Hampton, Holiday Inn Express, Wingate, other, hotel, promotion, other relevant news

Author shares personal travel and points assumptions, including skipping standard breakfasts, ignoring credit card protection details, and not verifying targeted bonus points

> **Check before acting.** This offer was last reported 117 days ago, on July 12, 2026. Registration deadlines and bonus windows close. We do not track whether this one is still live, so check the program's own page before acting on it. The reporting describes this as a targeted offer, which means it may not be available on your account.

## Summary

The author outlines several personal assumptions they make regarding travel and points: they don't need to be an expert on credit card travel protections, they skip standard complimentary breakfasts at lower-tier chains (except Holiday Inn Express for cinnamon rolls), and they don't verify if targeted, capped spend bonus points have posted. Key points:
- Credit card protections: Prioritizes time savings over detailed knowledge of terms.
- Breakfast: Avoids standard breakfasts at Comfort, Wingate, Hampton; keeps Holiday Inn Express for Cinnabon rolls.
- Bonus points: Confirms initial posting for targeted spend offers but doesn't reconcile later.
- Rental cars: Always uses a card with CDW coverage

## Why it matters

Spans 6 hotel programs (Comfort, Hampton, Hilton Honors...). Card-issuer angle via Chase.

## Sources cited

- [Miles to Memories](https://milestomemories.com/travel-and-points-assumptions) — Works For Me – Why I’ll Keep Making These Travel and Points Assumptions

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