# Wells Fargo Ending Rewards Pooling, Gifting & Automatic Redemptions

_Jun 13 17:07_

Tags: Wells Fargo Rewards, Wells Fargo Co-Brand Cards, Wells Fargo, loyalty program, policy change, credit card, program change

Wells Fargo is eliminating rewards pooling across multiple cards, the ability to gift rewards, and automatic redemption settings for its co-brand cards, effective September 25, 2026

## Summary

Wells Fargo is making several changes to its rewards program structure. The most significant change is the end of Combined Rewards Accounts, meaning rewards earned across multiple Wells Fargo cards will remain tied to the individual card rather than being pooled into a single balance. Additionally, the ability to gift rewards to other customers is being discontinued. Finally, automatic redemptions (for statement credits, deposits, etc.) will be replaced by manual redemption processes. These changes take effect on September 25, 2026

## Why it matters

Card-issuer angle via Wells Fargo.

## Sources cited

- [Miles to Memories](https://milestomemories.com/wells-fargo-ending-rewards-pooling-and-gifting) — Wells Fargo Ending Rewards Pooling, Gifting & Automatic Redemptions

## Related signals

- [Wyndham Relaunches Vacation Home Rentals Under “Homes & Havens”](https://thetravelsignal.com/s/wyndham-partners-with-homes-havens-15-000-45-000-points-per-bedroom-per-night.md)

Older: [Amex MR to Avianca Lifemiles Transfer Bonus: 15% Off Through July 15](https://thetravelsignal.com/s/amex-mr-to-avianca-lifemiles-transfer-bonus-15-off-through-july-15.md)
Newer: [Weekly Review: June 13, 2026](https://thetravelsignal.com/s/weekly-review-june-13-2026.md)

Canonical URL: https://thetravelsignal.com/s/wells-fargo-ending-rewards-pooling-gifting-automatic-redemptions