# Southwest Launches Rapid Rewards Debit Card With Points and Perks

_Jul 9 17:00_

Tags: Southwest, Southwest Airlines, Southwest Rapid Rewards, Southwest Rapid Rewards Debit Card, Sunrise Banks, credit card, airline, loyalty program, promotion

Southwest has opened applications for its new Rapid Rewards Debit Card, issued by Sunrise Banks. It earns points on purchases, offers a 2,500-point welcome bonus, and counts toward Companion Pass

> **Check before acting.** This offer was last reported 120 days ago, on July 9, 2026. Registration deadlines and bonus windows close. We do not track whether this one is still live, so check the program's own page before acting on it.

## Summary

Southwest Airlines has officially opened applications for the Southwest Rapid Rewards® Debit Card, issued by Sunrise Banks. The card requires a Southwest Rapid Rewards checking account and no credit check. Key benefits include:
- 1 point per dollar on Southwest purchases, dining, and subscriptions (cable, streaming, internet, phone, utilities, insurance).
- 1 point per $2 on all other eligible purchases.
- Welcome bonus: 2,500 points after two recurring direct deposits and $100 spend in first 90 days.
- Annual spend bonuses: 2,500 points ($5k-$9,999 spend), 5,000 points ($10k-$14,999 spend), or 7,500 points ($15k+ spend).
- 7,500 Companion Pass qualifying points annually (includes welcome and annual bonuses).
- 20% flight promotion code each January.
- Annual $35 statement credit on eligible Southwest purchases.
- $6.99 monthly fee (waived with $2,500 avg. balance). All points count toward Companion Pass, filling a niche for those ineligible for or preferring debit over credit cards

## Why it matters

Affects 2 airline programs (Southwest, Southwest Airlines). Card-issuer angle via Sunrise Banks. New route or product — useful for award booking and positioning flights.

## Sources cited

- [The Points Guy](https://thepointsguy.com/news/southwest-airlines-launches-rapid-rewards-debit-card) — Southwest launches Rapid Rewards Debit Card with points and perks

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