# Royal ONE Plus Visa Signature Credit Card Launches with $99 Annual Fee and Cruise Rewards

_May 15 21:00_

Tags: Celebrity Cruises, Royal Caribbean, Royal ONE Plus, Silversea, Royal ONE Plus Visa Signature, Chase, Royal Caribbean Group, credit card, loyalty program, fee change

Royal Caribbean Group launches the Royal ONE Plus Visa Signature card, a $99 annual fee card earning 4x points on its three cruise lines, with redemption for onboard credit and discounts

## Summary

Royal Caribbean Group has introduced the Royal ONE Plus Visa Signature credit card, its first tri-branded card covering Royal Caribbean, Celebrity Cruises, and Silversea. The card carries a $99 annual fee and offers a welcome bonus of 70,000 points for $3,000 spent in the first 90 days. Earning rates include 4 points per dollar on purchases across the three cruise lines, 2x on eligible airline, hotel, dining, gas, grocery, and EV charging, and 1x on everything else. Points redeem for cruise discounts or onboard credit (1 point = 1 cent, min 5,000 points). Benefits include priority boarding, expedited luggage delivery, a $200 cruise discount after $20,000 spend, and up to $120 in statement credits every four years for TSA PreCheck or Global Entry

## Why it matters

Card-issuer angle via American Express, Capital One, Chase. New route or product — useful for award booking and positioning flights.

## Sources cited

- [The Points Guy](https://thepointsguy.com/credit-cards/reviews/royal-one-plus-visa-signature-review) — Royal ONE Plus Visa Signature credit card review: A premium path to cruise rewards

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