# Bilt cuts World of Hyatt transfers to 4:3 on January 1, 2027

_Oct 1 14:30_

Tags: Bilt, World of Hyatt, loyalty program, policy change, airline, hotel, credit card, devaluation, program change

Type: Program change

## Summary

Bilt Rewards will convert World of Hyatt transfers at 4 points for 3 for every member starting January 1, 2027, down from 1:1. Transfers will return 750 Hyatt points per 1,000 Bilt points. Card type and elite status do not change the rate, and points earned with neighborhood partners are included.

The 1:1 rate remains available through the rest of 2026. Bilt listed the new ratio on its Hyatt partner page and did not explain the cut. The change matches the 4:3 Hyatt ratio Chase recently set on most Ultimate Rewards cards. After the change, 100,000 Bilt points convert to 75,000 Hyatt points, and a 100,000-point stay would take 134,000 Bilt points, a 34% increase.

Moving points now still leaves them in Hyatt, where award prices have already risen and points can expire. Keep the 1:1 transfer for a Hyatt stay that can be booked in 2026 and otherwise hold the points in Bilt.

## Key facts

- **Starts**: Jan 1, 2027
- **Numbers**:
  - 1:1 ratio: current Bilt to World of Hyatt transfer rate
  - 4:3 ratio: Bilt to World of Hyatt transfer rate from January 1, 2027
  - 750 points: Hyatt points received per 1,000 Bilt points after the change
  - 1,000 points: Bilt points that will yield 750 Hyatt points after the change
  - 75,000 points: Hyatt points received for 100,000 Bilt points after the change
  - 134,000 points: Bilt points needed after the change for a 100,000-point Hyatt stay
  - 34%: increase in Bilt points needed for the same Hyatt stay
- **Who qualifies**: All Bilt cardholders and points earned with neighborhood partners, regardless of elite status or which Bilt card is held
- **Takeaway**: Transfer 1:1 only for a planned Hyatt stay before 2027; otherwise hold Bilt points rather than moving them speculatively.

## Sources cited

- [One Mile at a Time](https://onemileatatime.com/news/bilt-devalues-world-of-hyatt-points-transfers) — No Surprise: Bilt Devalues World Of Hyatt Points Transfers As Of 2027
- [AwardWallet Blog](https://awardwallet.com/news/bilt-rewards/hyatt-transfer-rate-devaluation) — Bilt To Devalue Transfers to Hyatt: Here’s the Timeline

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