# Targeted: Chase offers 75,000 points to upgrade Preferred to Reserve

_Oct 8 19:45_

Tags: Chase, credit card, hotel

Type: Card offer

Expires: Dec 15, 2026

## Summary

Chase is emailing some Sapphire Preferred cardholders 75,000 Ultimate Rewards points to upgrade to Sapphire Reserve after $4,000 of spend by December 15, 2026. Frequent Miler reports the emails are going only to selected Preferred holders.

The 75,000 points post only after $4,000 of spend on the upgraded card. Last year Chase paid 25,000 points for the same upgrade after $3,000 of spend. 1:1 Ultimate Rewards transfers to Hyatt now require a Sapphire Reserve.

Frequent Miler argues an upgrade can capture several years of calendar credits before a prorated downgrade. The post says the bonus and credits remain a reason to take a targeted upgrade even though the refreshed Reserve has been underwhelming. Consider the product change if the email arrived and the holder already had a Reserve or is over 5/24; anyone who never held Reserve and is under 5/24 should apply for a new Sapphire Reserve instead.

## Key facts

- **Ends**: Dec 15, 2026
- **Numbers**:
  - 75,000 points: upgrade bonus
  - $4,000: required spend to earn the bonus
  - 25,000 points: prior-year upgrade bonus
  - $3,000: prior-year required spend
- **Who qualifies**: Targeted Chase Sapphire Preferred cardholders who receive the email
- **Takeaway**: If you got the email and already had a Reserve or are over 5/24, consider the upgrade; if you never had Reserve and are under 5/24, apply for a new Sapphire Reserve instead.

[See all current card offers](https://thetravelsignal.com/now/card-offers.md)

## Sources cited

- [Frequent Miler](https://frequentmiler.com/chase-sapphire-preferred-to-chase-sapphire-reserve-75k-upgrade-offer-targeted) — Chase Sapphire Preferred® to Chase Sapphire Reserve® 75K upgrade offer (targeted)

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