# Chase Ink Business Cards: Points vs. Cash Rewards Explained

_Jul 11 10:30_

Tags: Air Canada, World of Hyatt, Air Canada Aeroplan, Chase Ultimate Rewards, Ink Business Cash, Ink Business Preferred, Ink Business Premier, Ink Business Unlimited, Chase, Canada

Chase Ink business cards have three distinct reward structures: Ink Preferred earns transferable travel points; Ink Premier earns cash back; Ink Cash and Unlimited earn cash but can convert to travel points

## Summary

Chase Ink business cards fall into three reward categories. The Ink Business Preferred earns Chase Ultimate Rewards travel points, which can be transferred to partners like Air Canada Aeroplan and World of Hyatt, redeemed for travel via the Chase portal, or converted to cash. The Ink Business Premier is a cash-back card with no travel transfer option. The Ink Business Cash and Ink Business Unlimited earn cash back but offer a conversion feature to transfer rewards to travel partners at a favorable rate

## Why it matters

Affects 2 airline programs (Air Canada, Southwest). Relevant for World of Hyatt elites and award redeemers. Card-issuer angle via Chase.

## Sources cited

- [One Mile at a Time](https://onemileatatime.com/insights/chase-ink-business-card-rewards-points-cash) — Chase Ink Business Card Rewards: Do You Earn Points Or Cash?

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