# Chase Freedom Flex Ending Cellphone Protection Sept. 20

_Jul 14 18:00_

Tags: Amex Platinum, Capital One Venture X, Chase Freedom Flex, Ink Business Preferred, American Express, Capital One, Chase, credit card, policy change

Chase Freedom Flex will discontinue its complimentary cellphone protection benefit for eligible cardholders paying their monthly wireless bill with the card, effective Sept. 20, 2026

## Summary

Beginning Sept. 20, 2026, the Chase Freedom Flex will no longer offer complimentary cellphone protection. Eligible losses incurred through Sept. 19, 2026, remain covered. Previously, the benefit provided up to $800 per approved claim for damage or theft (subject to a $50 deductible), with a maximum of two claims per 12-month period and a $1,000 annual maximum. Cardholders seeking to maintain this perk will need to move their monthly wireless bill to another card, such as the Amex Platinum, Capital One Venture X, or Ink Business Preferred

## Why it matters

Card-issuer angle via American Express, Capital One, Chase.

## Sources cited

- [The Points Guy](https://thepointsguy.com/news/chase-freedom-flex-cellphone-protection-ending) — Chase Freedom Flex is losing cellphone protection Sept. 20

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