# Aeroplan adds permanent 15% off Air Canada awards on Canadian cards

_Sep 29 12:46_

Tags: Air Canada, American Express, credit card, airline

Type: Program change

## Summary

Aeroplan will attach a standing 15% discount on Air Canada flight awards to every Canadian co-branded credit card from January 12, 2027. Bookings through January 11, 2027 already receive that 15% as a limited-time promotion, after which the cut remains on the cards indefinitely.

Hotel redemptions include a free fourth night. Car rentals include a free fourth day. Premium cards extend Maple Leaf Lounge and Café access worldwide with one companion, and priority security covers the cardholder plus up to 8 companions on the same reservation. Those accounts receive $50 in AC Wallet credit on January 15 and $50 on July 15. Core and business cards receive $25 twice a year. Entry-tier cards receive no AC Wallet credits. Those products also omit worldwide lounge access and priority security.

Only the primary cardholder receives the 15% award discount and AC Wallet deposits. The discount replaces unpublished preferred pricing instead of adding to it. Maple Leaf Lounges are sparse beyond North America.

Keep a Canadian Aeroplan card through January 12, 2027 for the standing 15% award discount; premium is the only tier that adds worldwide lounge access and priority security.

## Key facts

- **Starts**: Jan 12, 2027
- **Numbers**:
  - 15%: permanent discount on Air Canada flight rewards for every Aeroplan card
  - $100: AC Wallet credits for premium cards
  - $50: AC Wallet credits for core cards
  - $50: premium AC Wallet credit posted twice a year
  - $25: core and business AC Wallet credit twice a year
  - $89: TD Aeroplan Visa Platinum annual fee
  - 10%: existing Head Start benefit kept on premium cards
  - 25,000 SQC: existing annual Status Qualifying Credits kept on premium cards
- **Who qualifies**: Canadian Aeroplan co-branded credit cardholders, with benefits scaling by Premium, Core/business, and Entry tiers; extra cardholders share most perks except the 15% discount and AC Wallet credits
- **Takeaway**: Keep a Canadian Aeroplan card through January 12, 2027 to lock in the permanent 15% award discount and new redemption perks, and weigh whether a premium card is worth it for worldwide lounge and priority-security access.

## Sources cited

- [Prince of Travel](https://princeoftravel.com/news/aeroplan-credit-cards-new-benefits) — Canadian Aeroplan Credit Cards Are Getting New Benefits

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