# Amex requires two-night FHR stays for $300 lodging credit from 2027

_Oct 22 10:25_

Tags: American Express, credit card, app & tech

Type: Program change

## Summary

American Express will require a two-night Fine Hotels + Resorts stay from January 1, 2027 for U.S. personal and Business Platinum cardholders to use the $300 semi-annual lodging credit. The credit remains up to $300 from January through June and up to $300 from July through December.

Hotel Collection already required two nights, leaving FHR as the last one-night path. The Hotel Credit becomes a Lodging Credit that also covers prepaid Airbnb Luxe bookings through Amex Travel, with the same two-night minimum. Only the statement credit is restricted. Other FHR benefits are unchanged.

After a confirmed qualifying Luxe booking, cardholders can use up to $250 a year in Airbnb Experiences credits through year-end, which can reverse if the Luxe stay is cancelled. View from the Wing notes that a one-night FHR stay prepaid in 2026 for 2027 travel is expected to follow current rules, because the credit follows the prepaid charge date.

Prepay remaining one-night FHR stays in 2026, then use two-night FHR or Airbnb Luxe bookings to keep the lodging credit after January 1, 2027.

## Key facts

- **Starts**: Jan 1, 2027
- **Numbers**:
  - $300: semi-annual lodging credit
  - $600: annual lodging credit
  - $250: annual Airbnb Experiences statement credit
- **Who qualifies**: U.S. personal Platinum and Business Platinum cardholders
- **Takeaway**: If you rely on one-night FHR stays, prepaid them in 2026 when possible, then plan two-night FHR or Airbnb Luxe bookings to keep the lodging credit after January 1, 2027.

## Sources cited

- [View from the Wing](https://viewfromthewing.com/amex-confirms-platinums-300-hotel-credit-will-require-2-nights-starting-january-1-adds-airbnb-luxe-option) — Amex Confirms Platinum’s $300 Hotel Credit Will Require 2 Nights Starting January 1—Adds Airbnb Luxe Option

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