# Amex Platinum earns 5X on prepaid Airbnb through Amex Travel

_Oct 22 18:34_

Tags: American Express, credit card, airline, hotel

Type: Program change

## Summary

US Platinum and Business Platinum Cards earn 5X Membership Rewards on prepaid Airbnb bookings through Amex Travel starting 22 October 2026. Other eligible Membership Rewards cards earn 2X on those prepaid Amex Travel bookings. The US Green Card earns 3X when Airbnb is booked on third-party travel sites.

The US Platinum Card's $600 Hotel Credit is now the Lodging Credit and still pays up to $300 in statement credits twice a year. US Consumer and Business Platinum Cards also receive a $250 Airbnb Experiences Credit. Experiences do not count if checkout has to be completed on another platform. Platinum still earns 5X on a standard Airbnb prepaid through Amex Travel. That booking does not trigger the Lodging Credit or the Experiences Credit.

From 1 January 2027 a one-night Fine Hotels + Resorts stay no longer earns the lodging statement credit. The credit then requires a two-night stay. FHR perks still apply to one-night stays. Canadian-issued Membership Rewards cards do not get the new earn rates or credits. Route Airbnb through Amex Travel on a US Platinum Card, and do not rely on a one-night FHR stay for the Lodging Credit from 1 January 2027.

## Key facts

- **Starts**: Oct 22, 2026
- **Numbers**:
  - 5X multiplier: Platinum earn rate on prepaid Airbnb through Amex Travel
  - 3X multiplier: Green Card earn rate on Airbnb booked on third-party sites
  - 2X multiplier: Other Membership Rewards cards earn rate on prepaid Airbnb through Amex Travel
  - $600: annual Platinum Lodging Credit
  - $300: semi-annual lodging statement credit
  - $250: annual Airbnb Experiences Credit
- **Who qualifies**: US-issued American Express cardholders; the Lodging Credit and Airbnb Experiences Credit apply to US Consumer and Business Platinum Cards

## Sources cited

- [Prince of Travel](https://princeoftravel.com/news/amex-travel-airbnb) — American Express US Cardholders Can Now Book Airbnb Through Amex Travel

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