# Amex requires 2-night FHR stays for the $600 lodging credit from 2027

_Oct 22 16:52_

Tags: American Express, credit card, hotel, app & tech

Type: Program change

## Summary

American Express is adding prepaid Airbnb Luxe stays to the Platinum Lodging Credit and will require a 2-night Fine Hotels + Resorts stay from 1 January 2027 to earn the $600 annual credit.

Amex is renaming the annual hotel credit the Lodging Credit. The benefit remains up to $300 in statement credits semi-annually for Platinum Card and Business Platinum Card holders. Only prepaid bookings on AmexTravel.com or the Amex Travel app count. Hotel Collection and Airbnb Luxe already require 2 nights. Airbnb Experiences that redirect to a third-party platform, such as live-event tickets, are excluded. Fine Hotels + Resorts pricing usually matches the best available rate with extras such as breakfast for 2 and a 4 p.m. checkout. Those hotels can cost more through Amex than they do elsewhere.

Amex put the 2-night Fine Hotels + Resorts rule in the benefit terms, not in a headline. The change makes the credit harder to use on short North American trips.

Book 1-night Fine Hotels + Resorts credit stays before 1 January 2027, then use 2-night prepaid Amex Travel bookings.

## Key facts

- **Announced**: Oct 22, 2026
- **Starts**: Jan 1, 2027
- **Numbers**:
  - $300: semi-annual statement credit on prepaid FHR, Hotel Collection and Airbnb Luxe bookings
  - $600: annual Lodging Credit
- **Who qualifies**: Platinum Card or Business Platinum Card holders who make prepaid bookings through AmexTravel.com or the Amex Travel app
- **Links**:
  - Offer page: [Amex lodging credit page](https://www.americanexpress.com/en-us/travel/benefits/lodging-credit/)
- **Takeaway**: Clear any one-night Fine Hotels + Resorts credit stays before 1 January 2027, then plan two-night prepaid Amex Travel bookings, including Airbnb Luxe if that fits.

## Sources cited

- [Doctor of Credit](https://doctorofcredit.com/american-express-fine-hotels-resorts-credit-to-require-two-night-stay-will-include-airbnb-luxe-properties) — American Express Fine Hotels & Resorts Credit To Require Two Night Stay, Will Include AirBnB Luxe Properties
- [LoyaltyLobby](https://loyaltylobby.com/2026/10/22/american-express-platinum-lodging-credit-requires-minimum-two-night-stay-also-at-fine-hotels-resort-properties-from-2027?omhide=true) — American Express Platinum Lodging Credit Requires Minimum Two Night Stay Also At Fine Hotels & Resort Properties From 2027

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